Month End: November Snapshot

Below is a progress report of where I am at the end of November:

11/30/2015
Current Balance Amount Paid Remaining Balance
Capital One $6,200.00 -$100.00 $6,300.00
Barclay’s $870.00 $870.00 $0.00
$7,070.00 $770.00 $6,300.00
Wells Fargo $8,190.00 $260.00 $7,930.00
Prosper $8,130.00 $254.11 $7,875.89
Wells Fargo Line of Credit $5,130.00 $190.00 $4,940.00
Upstart $4,823.67 $125.07 $4,698.60
$26,273.67 $829.18 $25,444.49
Total $33,343.67 $1,599.18 $31,744.49

Talking with my fiance, we agreed that I could balance transfer over $200.00 to the Capital One debt, which is why the Capital One debt increased. I made a $670.00 payment to the Barclay’s card to pay my debt off before year end. Remember if you’re going through a debt reduction plan to always communicate with your partner, and to keep a laser focus on reducing the debt.  I’m able to pay down my debt at such a fast rate because of two reasons: 1) I know my numbers because I have a budget 2) I’m willing to sacrifice, sell what I don’t need and work for extra cash.

Next year, my focus is going to be paying down one specific debt, because I need to save money for our wedding, but I will keep my heart and mind open to any opportunities that come available.

The rich ruleth over the poor, and the borrower is servant to the lender.

https://bible.com/1/pro.22.7.kjv

I believe in your journey to….

A Debt Free Me

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s